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united nations, sept. 7 /u.s.newswire/ -- using purchase-subscription and go-direct access models, the world's major credit card companies are dramatically increasing the volume of global e-commerce sales, with many making major inroads into africa, an area that has long been the domain of bill payments. the united states is the single market with the highest number of global credit card companies, followed by the united kingdom and china, respectively. the global growth of smart phones and tablet computing, driven in part by the success of apple's iphone, has also turned debit cards into flash-sale commodities.
"mobile commerce is much like a global consumer revolution that is now beginning to have a strong impact on e-commerce," said mark gershwin, senior economist at aite. "smart phones and tablet devices enable merchants of all sizes to take advantage of the mobile wallet, payment processing infrastructure and mobile network. merchants of all sizes are beginning to realize that they can gain a significant competitive advantage by going mobile and web-based, including accepting credit card payments not previously associated with e-commerce, such as mobile payments for tickets for concerts, sporting events and movie theaters. this is also true for small merchants and for e-tailers such as amazon, ebay and netflix who are now enabling the mobile wallet."
contrasting with the fast-growing in-store (87%) and mobile (50%) card acceptance markets, the card acceptance for web-based transactions (57%) and apple and google's digital wallet initiatives (40%) are both smaller. the world's first-mover in mobile payments is china's alipay, but apple and china's baidu have both released digital wallets. in the united states, there are currently four main players vying for mobile payment market share: google wallet, paypal, square (formerly zong) and isis. 84d34552a1
2 years ago