Blink-debit-api-client-node NPM

Blink-Debit-API-Client-Node

Introduction
Contributing
Minimum Requirements
Dependency
Quick Start
Configuration
Client Creation
Request ID, Correlation ID and Idempotency Key
Full Examples
Individual API Call Examples

Introduction

This SDK allows merchants with TypeScript- or JavaScript-based e.g. React e-commerce site to integrate with Blink PayNow and Blink AutoPay.

This SDK was written in TypeScript 5.

Contributing

We welcome contributions from the community. Your pull request will be reviewed by our team.

This project is licensed under the MIT License.

Minimum Requirements

Axios 1.4
Node.js 18.16 LTS (tested on 20.3)

Adding the dependency

Install via NPM

npm install blink-debit-api-client-node --save

Quick Start

Option 1: Node.js environment

Append the BlinkPay environment variables to your .env file.

BLINKPAY_DEBIT_URL=https://sandbox.debit.blinkpay.co.nz
BLINKPAY_CLIENT_ID=...
BLINKPAY_CLIENT_SECRET=...
BLINKPAY_RETRY_ENABLED=true
BLINKPAY_TIMEOUT=10000

Create and use the client:

import axios from 'axios';
import log from 'loglevel';
import { BlinkDebitClient, ConsentDetailTypeEnum, AuthFlowDetailTypeEnum, AmountCurrencyEnum } from 'blink-debit-api-client-node';

const client = new BlinkDebitClient(axios);

const request = {
    type: ConsentDetailTypeEnum.Single,
    flow: {
        detail: {
            type: AuthFlowDetailTypeEnum.Gateway,
            redirectUri: "https://www.blinkpay.co.nz/sample-merchant-return-page"
        }
    },
    amount: {
        currency: AmountCurrencyEnum.NZD,
        total: '0.01'
    },
    pcr: {
        particulars: 'particulars',
        code: 'code',
        reference: 'reference'
    }
};

async function createQuickPayment() {
    const qpCreateResponse = await client.createQuickPayment(request);
    log.info("Redirect URL: {}", qpCreateResponse.redirectUri); // Redirect the consumer to this URL
    const qpId = qpCreateResponse.quickPaymentId;
    const qpResponse = await client.awaitSuccessfulQuickPaymentOrThrowException(qpId, 300); // Will throw an exception if the payment was not successful after 5min
}

await createQuickPayment();

import axios from 'axios';
import log from 'loglevel';
import { BlinkDebitClient, QuickPaymentRequest, ConsentDetailTypeEnum, AuthFlowDetailTypeEnum, GatewayFlow, AuthFlow, AmountCurrencyEnum, Amount, Pcr } from 'blink-debit-api-client-node';

const client = new BlinkDebitClient(axios);

const request: QuickPaymentRequest = {
    type: ConsentDetailTypeEnum.Single,
    flow: {
        detail: {
            type: AuthFlowDetailTypeEnum.Gateway,
            redirectUri: "https://www.blinkpay.co.nz/sample-merchant-return-page"
        } as GatewayFlow
    } as AuthFlow,
    amount: {
        currency: AmountCurrencyEnum.NZD,
        total: '0.01'
    } as Amount,
    pcr: {
        particulars: 'particulars',
        code: 'code',
        reference: 'reference'
    } as Pcr
};

async function createQuickPayment() {
    const qpCreateResponse = await client.createQuickPayment(request);
    log.info("Redirect URL: {}", qpCreateResponse.redirectUri); // Redirect the consumer to this URL
    const qpId = qpCreateResponse.quickPaymentId;
    const qpResponse = await client.awaitSuccessfulQuickPaymentOrThrowException(qpId, 300); // Will throw an exception if the payment was not successful after 5min
}

await createQuickPayment();

Option 2: Browser environment e.g. React

Append the BlinkPay environment variables to your .env file. Notice the REACT_APP_ prefix.

REACT_APP_BLINKPAY_DEBIT_URL=https://sandbox.debit.blinkpay.co.nz
REACT_APP_BLINKPAY_CLIENT_ID=...
REACT_APP_BLINKPAY_CLIENT_SECRET=...
REACT_APP_BLINKPAY_RETRY_ENABLED=true
REACT_APP_BLINKPAY_TIMEOUT=10000

You may need to install react-app-rewired and other dependencies to override the default webpack configuration and to disable path and fs which only work for Node.js environment. Create a config-overrides.js file:

module.exports = function override(config, env) {
    config.resolve.fallback = {
        ...config.resolve.fallback,
        "path": false,
        "fs": false,
        "os": require.resolve("os-browserify/browser"),
        "crypto": require.resolve("crypto-browserify"),
        "stream": require.resolve("stream-browserify"),
        "buffer": require.resolve("buffer/")
    };

    return config;
};

Create an Axios instance:

import axios from 'axios';

const globalAxios = axios.create({
    headers: {
        'Accept': 'application/json'
    }
});

export default globalAxios;

import axios, {AxiosInstance} from 'axios';

const globalAxios: AxiosInstance = axios.create({
    headers: {
        'Accept': 'application/json'
    }
});

export default globalAxios;

import {BlinkDebitClient} from 'blink-debit-api-client-node';
import globalAxios from './axiosInstance';

const blinkPayConfig = {
    blinkpay: {
        debitUrl: process.env.REACT_APP_BLINKPAY_DEBIT_URL || '',
        clientId: process.env.REACT_APP_BLINKPAY_CLIENT_ID || '',
        clientSecret: process.env.REACT_APP_BLINKPAY_CLIENT_SECRET || '',
        timeout: 10000,
        retryEnabled: true
    }
};

const client = new BlinkDebitClient(globalAxios, blinkPayConfig);

export default client;

import {BlinkPayConfig, BlinkDebitClient} from 'blink-debit-api-client-node';
import globalAxios from './axiosInstance';

const blinkPayConfig: BlinkPayConfig = {
    blinkpay: {
        debitUrl: process.env.REACT_APP_BLINKPAY_DEBIT_URL || '',
        clientId: process.env.REACT_APP_BLINKPAY_CLIENT_ID || '',
        clientSecret: process.env.REACT_APP_BLINKPAY_CLIENT_SECRET || '',
        timeout: 10000,
        retryEnabled: true
    }
};

export const client = new BlinkDebitClient(globalAxios, blinkPayConfig);

import React, {Component} from 'react';
import lollipop from '../lollipop.jpg';
import {
    AmountCurrencyEnum,
    AuthFlowDetailTypeEnum,
    ConsentDetailTypeEnum
} from 'blink-debit-api-client-node';
import client from '../blinkDebitClientInstance';

class Cart extends Component {

    constructor(props) {
        super(props);

        this.state = {
            errorResponse: {},
            disabled: false
        }

        this.submitForm = this.submitForm.bind(this);
    }

    async submitForm(e) {
        e.preventDefault();

        this.setState({
            errorResponse: {},
            disabled: true
        });

        const request = {
            type: ConsentDetailTypeEnum.Single,
            flow: {
                detail: {
                    type: AuthFlowDetailTypeEnum.Gateway,
                    redirectUri: window.location.origin + "/redirect"
                }
            },
            amount: {
                currency: AmountCurrencyEnum.NZD,
                total: "0.40"
            },
            pcr: {
                particulars: "lollipop",
                code: "code",
                reference: "reference"
            }
        };

        const qpCreateResponse = await client.createQuickPayment(request);
        // redirect to gateway
        const redirectUri = qpCreateResponse.redirectUri;
        if (redirectUri !== undefined) {
            window.location.assign(redirectUri);
        }
    }

    render() {
        return (
            <div className="container">
                <h3>Shopping Cart</h3>
                <form onSubmit={this.submitForm} className="form">
                    <table className="table">
                        <tbody>
                        <tr>
                            <td className="border">
                                <img src={lollipop} alt="lollipop" width="200"/>
                            </td>
                            <td className="border">
                                Red Heart Lollipop, unwrapped
                            </td>
                            <td className="border">
                                $0.40
                            </td>
                        </tr>
                        </tbody>
                    </table>
                    <br/>
                    <div className="form-group form-row align-items-center justify-content-center">
                        <button type="submit" className="btn btn-primary ml-1 mr-1"
                                disabled={this.state.disabled}>Checkout
                        </button>
                    </div>
                </form>
            </div>);
    }
}

export default Cart;

import React, {Component} from 'react';
import lollipop from '../lollipop.jpg';
import {
    Amount,
    AmountCurrencyEnum,
    AuthFlow,
    AuthFlowDetailTypeEnum,
    ConsentDetailTypeEnum,
    GatewayFlow,
    Pcr,
    QuickPaymentRequest
} from 'blink-debit-api-client-node';
import {client} from '../blinkDebitClientInstance';

interface State {
    errorResponse: any,
    disabled: boolean
}

class Cart extends Component<{}, State> {

    constructor(props: {}) {
        super(props);

        this.state = {
            errorResponse: {},
            disabled: false
        }

        this.submitForm = this.submitForm.bind(this);
    }

    async submitForm(e: React.FormEvent) {
        e.preventDefault();

        this.setState({
            errorResponse: {},
            disabled: true
        });

        const request: QuickPaymentRequest = {
            type: ConsentDetailTypeEnum.Single,
            flow: {
                detail: {
                    type: AuthFlowDetailTypeEnum.Gateway,
                    redirectUri: window.location.origin + "/redirect"
                } as GatewayFlow
            } as AuthFlow,
            amount: {
                currency: AmountCurrencyEnum.NZD,
                total: "0.40"
            } as Amount,
            pcr: {
                particulars: "lollipop",
                code: "code",
                reference: "reference"
            } as Pcr
        };

        const qpCreateResponse = await client.createQuickPayment(request);
        // redirect to gateway
        const redirectUri = qpCreateResponse.redirectUri;
        if (redirectUri !== undefined) {
            window.location.assign(redirectUri);
        }
    }

    render() {
        return (
            <div className="container">
                <h3>Shopping Cart</h3>
                <form onSubmit={this.submitForm} className="form">
                    <table className="table">
                        <tbody>
                            <tr>
                                <td className="border">
                                    <img src={lollipop} alt="lollipop" width="200"/>
                                </td>
                                <td className="border">
                                    Red Heart Lollipop, unwrapped
                                </td>
                                <td className="border">
                                    $0.40
                                </td>
                            </tr>
                        </tbody>
                    </table>
                    <br/>
                    <div className="form-group form-row align-items-center justify-content-center">
                        <button type="submit" className="btn btn-primary ml-1 mr-1"
                        disabled={this.state.disabled}>Checkout
                        </button>
                    </div>
                </form>
            </div>);
    }
}

export default Cart;

Configuration

Customise/supply the required properties in your config.json and .env. This file should be available in your project folder.
The BlinkPay Sandbox debit URL is https://sandbox.debit.blinkpay.co.nz and the production debit URL is https://debit.blinkpay.co.nz.
The client credentials will be provided to you by BlinkPay as part of your on-boarding process.
Warning Take care not to check in your client ID and secret to your source control.

Configuration precedence

Configuration will be detected and loaded according to the hierarchy - 1. .env 2. config.json (Node.js environment) 3. Default values

Configuration examples

.env file for Node.js environment

This file is NOT pushed to the repository.

BLINKPAY_DEBIT_URL=<BLINKPAY_DEBIT_URL>
BLINKPAY_CLIENT_ID=<BLINKPAY_CLIENT_ID>
BLINKPAY_CLIENT_SECRET=<BLINKPAY_CLIENT_SECRET>
BLINKPAY_TIMEOUT=10000
BLINKPAY_RETRY_ENABLED=true

config.json file for Node.js environment

Substitute the correct values in your config.json file. Since this file can be pushed to your repository, make sure that the client secret is not included.

{
  "blinkpay": {
    "debitUrl": "${BLINKPAY_DEBIT_URL}",
    "timeout": 10000,
    "retryEnabled": true
  }
}

Client creation

In a Node.js environment, if you've configured the .env file locally or via CI/CD, you can just create the client with:

const client = new BlinkDebitClient(axios);

Another way is to pass the path to a JSON configuration file:

const directory = '/path/to/config/directory';
const fileName = 'my-config.json'
const client = new BlinkDebitClient(axios, directory, fileName);

In a browser environment, the client can be created by passing the BlinkPayConfig:

const blinkPayConfig = {
    blinkpay: {
        debitUrl: process.env.REACT_APP_BLINKPAY_DEBIT_URL || '',
        clientId: process.env.REACT_APP_BLINKPAY_CLIENT_ID || '',
        clientSecret: process.env.REACT_APP_BLINKPAY_CLIENT_SECRET || '',
        timeout: 10000,
        retryEnabled: true
    }
};
const client = new BlinkDebitClient(axios, blinkPayConfig);

const blinkPayConfig: BlinkPayConfig = {
    blinkpay: {
        debitUrl: process.env.REACT_APP_BLINKPAY_DEBIT_URL || '',
        clientId: process.env.REACT_APP_BLINKPAY_CLIENT_ID || '',
        clientSecret: process.env.REACT_APP_BLINKPAY_CLIENT_SECRET || '',
        timeout: 10000,
        retryEnabled: true
    }
};
const client = new BlinkDebitClient(axios, blinkPayConfig);

or by providing the required parameters:

const client = new BlinkDebitClient(axios, process.env.REACT_APP_BLINKPAY_DEBIT_URL,
    process.env.REACT_APP_BLINKPAY_CLIENT_ID, process.env.REACT_APP_BLINKPAY_CLIENT_SECRET);

Request ID, Correlation ID and Idempotency Key

An optional request ID, correlation ID and idempotency key can be added as arguments to API calls. They will be generated for you automatically if they are not provided.

A request can have one request ID and one idempotency key but multiple correlation IDs in case of retries.

Full Examples

Note: For error handling, a BlinkServiceException can be caught.
Quick payment (one-off payment), using Gateway flow
A quick payment is a one-off payment that combines the API calls needed for both the consent and the payment.
const request = {
    type: ConsentDetailTypeEnum.Single,
    flow: {
        detail: {
            type: AuthFlowDetailTypeEnum.Gateway,
            redirectUri: 'https://www.blinkpay.co.nz/sample-merchant-return-page'
        }
    },
    amount: {
        currency: AmountCurrencyEnum.NZD,
        total: '0.01'
    },
    pcr: {
        particulars: 'particulars',
        code: 'code',
        reference: reference
    }
};

const qpCreateResponse = await client.createQuickPayment(request); _logger.LogInformation("Redirect URL: {}", qpCreateResponseredirectUri); // Redirect the consumer to this URL const qpId = qpCreateResponse.quickPaymentId; const qpResponse = await client.awaitSuccessfulQuickPaymentOrThrowException(qpId, 300); // Will throw an exception if the payment was not successful after 5min

### Single consent followed by one-off payment, using Gateway flow
```javascript
const request = {
    type: ConsentDetailTypeEnum.Single,
    flow: {
        detail: {
            type: AuthFlowDetailTypeEnum.Redirect,
            bank: Bank.BNZ,
            redirectUri: 'https://www.blinkpay.co.nz/sample-merchant-return-page'
        }
    },
    amount: {
        currency: AmountCurrencyEnum.NZD,
        total: '0.01'
    },
    pcr: {
        particulars: 'particulars'
    }
};

const createConsentResponse = await client.createSingleConsent(request);
const redirectUri = createConsentResponse.redirectUri; // Redirect the consumer to this URL
const paymentRequest = new PaymentRequest
{
    consentId = createConsentResponse.consentId
};

const paymentResponse = await client.createPayment(paymentRequest);
_logger.LogInformation("Payment Status: {}", await client.getPayment(paymentResponse.paymentId).status);
// TODO inspect the payment result status

Individual API Call Examples

Bank Metadata

Supplies the supported banks and supported flows on your account.

const bankMetadataList = await client.getMeta();

Quick Payments

Gateway Flow

const request = {
    type: ConsentDetailTypeEnum.Single,
    flow: {
        detail: {
            type: AuthFlowDetailTypeEnum.Gateway,
            redirectUri: redirectUri
        }
    },
    amount: {
        currency: AmountCurrencyEnum.NZD,
        total: total
    },
    pcr: {
        particulars: particulars,
        code: code,
        reference: reference
    }
};

const createQuickPaymentResponse = await client.createQuickPayment(request);

Gateway Flow - Redirect Flow Hint

const request = {
    type: ConsentDetailTypeEnum.Single,
    flow: {
        detail: {
            type: AuthFlowDetailTypeEnum.Gateway,
            redirectUri: redirectUri,
            flowHint: {
                type: FlowHintTypeEnum.Redirect,
                bank: bank
            }
        }
    },
    amount: {
        currency: AmountCurrencyEnum.NZD,
        total: total
    },
    pcr: {
        particulars: particulars,
        code: code,
        reference: reference
    }
};

const createQuickPaymentResponse = await client.createQuickPayment(request);

Gateway Flow - Decoupled Flow Hint

const request = {
    type: ConsentDetailTypeEnum.Single,
    flow: {
        detail: {
            type: AuthFlowDetailTypeEnum.Gateway,
            redirectUri: redirectUri,
            flowHint: {
                type: FlowHintTypeEnum.Decoupled,
                bank: bank,
                identifierType: identifierType,
                identifierValue: identifierValue
            }
        }
    },
    amount: {
        currency: AmountCurrencyEnum.NZD,
        total: total
    },
    pcr: {
        particulars: particulars,
        code: code,
        reference: reference
    }
};

const createQuickPaymentResponse = await client.createQuickPayment(request);

Redirect Flow

const request = {
    type: ConsentDetailTypeEnum.Single,
    flow: {
        detail: {
            type: AuthFlowDetailTypeEnum.Redirect,
            bank: bank,
            redirectUri: redirectUri
        }
    },
    amount: {
        currency: AmountCurrencyEnum.NZD,
        total: total
    },
    pcr: {
        particulars: particulars,
        code: code,
        reference: reference
    }
};

const createQuickPaymentResponse = await client.createQuickPayment(request);

Decoupled Flow

const request = {
    type: ConsentDetailTypeEnum.Single,
    flow: {
        detail: {
            type: AuthFlowDetailTypeEnum.Decoupled,
            bank: bank,
            identifierType: identifierType,
            identifierValue: identifierValue,
            callbackUrl: callbackUrl
        }
    },
    amount: {
        currency: AmountCurrencyEnum.NZD,
        total: total
    },
    pcr: {
        particulars: particulars,
        code: code,
        reference: reference
    }
};

const createQuickPaymentResponse = await client.createQuickPayment(request);

Retrieval

const quickPaymentResponse = await client.getQuickPayment(quickPaymentId);

Revocation

await client.revokeQuickPayment(quickPaymentId);

Single/One-Off Consents

Gateway Flow

const request = {
    type: ConsentDetailTypeEnum.Single,
    flow: {
        detail: {
            type: AuthFlowDetailTypeEnum.Gateway,
            redirectUri: redirectUri
        }
    },
    amount: {
        currency: AmountCurrencyEnum.NZD,
        total: total
    },
    pcr: {
        particulars: particulars,
        code: code,
        reference: reference
    }
};

const createConsentResponse = await client.createSingleConsent(request);

Gateway Flow - Redirect Flow Hint

const request = {
    type: ConsentDetailTypeEnum.Single,
    flow: {
        detail: {
            type: AuthFlowDetailTypeEnum.Gateway,
            redirectUri: redirectUri,
            flowHint: {
                type: FlowHintTypeEnum.Redirect,
                bank: Bank.PNZ
            }
        }
    },
    amount: {
        currency: AmountCurrencyEnum.NZD,
        total: total
    },
    pcr: {
        particulars: particulars,
        code: code,
        reference: reference
    }
};

const createConsentResponse = await client.createSingleConsent(request);

Gateway Flow - Decoupled Flow Hint

const request = {
    type: ConsentDetailTypeEnum.Single,
    flow: {
        detail: {
            type: AuthFlowDetailTypeEnum.Gateway,
            redirectUri: redirectUri,
            flowHint: {
                type: FlowHintTypeEnum.Decoupled,
                bank: bank,
                identifierType: identifierType,
                identifierValue: identifierValue
            }
        }
    },
    amount: {
        currency: AmountCurrencyEnum.NZD,
        total: total
    },
    pcr: {
        particulars: particulars,
        code: code,
        reference: reference
    }
};

const createConsentResponse = await client.createSingleConsent(request);

Redirect Flow

Suitable for most consents.

const request = {
    type: ConsentDetailTypeEnum.Single,
    flow: {
        detail: {
            type: AuthFlowDetailTypeEnum.Redirect,
            bank: bank,
            redirectUri: redirectUri
        }
    },
    amount: {
        currency: AmountCurrencyEnum.NZD,
        total: total
    },
    pcr: {
        particulars: particulars,
        code: code,
        reference: reference
    }
};

const createConsentResponse = await client.createSingleConsent(request);

Decoupled Flow

This flow type allows better support for mobile by allowing the supply of a mobile number or previous consent ID to identify the customer with their bank.

The customer will receive the consent request directly to their online banking app. This flow does not send the user through a web redirect flow.

const request = {
    type: ConsentDetailTypeEnum.Single,
    flow: {
        detail: {
            type: AuthFlowDetailTypeEnum.Decoupled,
            bank: bank,
            identifierType: identifierType,
            identifierValue: identifierValue,
            callbackUrl: callbackUrl
        }
    },
    amount: {
        currency: AmountCurrencyEnum.NZD,
        total: total
    },
    pcr: {
        particulars: particulars,
        code: code,
        reference: reference
    }
};

const createConsentResponse = await client.createSingleConsent(request);

Retrieval

Get the consent including its status

const consent = await client.getSingleConsent(consentId);

Revocation

await client.revokeSingleConsent(consentId);

Blink AutoPay - Enduring/Recurring Consents

Request an ongoing authorisation from the customer to debit their account on a recurring basis.

Note that such an authorisation can be revoked by the customer in their mobile banking app.

Gateway Flow

const request = {
    type: ConsentDetailTypeEnum.Enduring,
    flow: {
        detail: {
            type: AuthFlowDetailTypeEnum.Gateway,
            redirectUri: redirectUri
        }
    },
    maximumAmountPeriod: {
        currency: AmountCurrencyEnum.NZD,
        total: total
    },
    fromTimestamp: startDate,
    expiryTimestamp: endDate,
    period: period
};

const createConsentResponse = await client.createEnduringConsent(request);

Gateway Flow - Redirect Flow Hint

const request = {
    type: ConsentDetailTypeEnum.Enduring,
    flow: {
        detail: {
            type: AuthFlowDetailTypeEnum.Gateway,
            redirectUri: redirectUri,
            flowHint: {
                type: FlowHintTypeEnum.Redirect,
                bank: Bank.PNZ
            }
        }
    },
    maximumAmountPeriod: {
        currency: AmountCurrencyEnum.NZD,
        total: total
    },
    fromTimestamp: startDate,
    expiryTimestamp: endDate,
    period: period
};

const createConsentResponse = await client.createEnduringConsent(request);

Gateway Flow - Decoupled Flow Hint

const request = {
    type: ConsentDetailTypeEnum.Enduring,
    flow: {
        detail: {
            type: AuthFlowDetailTypeEnum.Gateway,
            redirectUri: redirectUri,
            flowHint: {
                type: FlowHintTypeEnum.Decoupled,
                bank: bank,
                identifierType: identifierType,
                identifierValue: identifierValue
            }
        }
    },
    maximumAmountPeriod: {
        currency: AmountCurrencyEnum.NZD,
        total: total
    },
    fromTimestamp: startDate,
    expiryTimestamp: endDate,
    period: period
};

const createConsentResponse = await client.createEnduringConsent(request);

Redirect Flow

const request = {
    type: ConsentDetailTypeEnum.Enduring,
    flow: {
        detail: {
            type: AuthFlowDetailTypeEnum.Redirect,
            bank: bank,
            redirectUri: redirectUri
        }
    },
    maximumAmountPeriod: {
        currency: AmountCurrencyEnum.NZD,
        total: total
    },
    fromTimestamp: startDate,
    expiryTimestamp: endDate,
    period: period
};

const createConsentResponse = await client.createEnduringConsent(request);

Decoupled Flow

const request = {
    type: ConsentDetailTypeEnum.Enduring,
    flow: {
        detail: {
            type: AuthFlowDetailTypeEnum.Decoupled,
            bank: bank,
            identifierType: identifierType,
            identifierValue: identifierValue,
            callbackUrl: callbackUrl
        }
    },
    maximumAmountPeriod: {
        currency: AmountCurrencyEnum.NZD,
        total: total
    },
    fromTimestamp: startDate,
    expiryTimestamp: endDate,
    period: period
};
    
const createConsentResponse = await client.createEnduringConsent(request);

Retrieval

const consent = await client.getEnduringConsent(consentId);

Revocation

await client.revokeEnduringConsent(consentId);

Payments

The completion of a payment requires a consent to be in the Authorised status.

Single/One-Off

const paymentRequest = {
    consentId: consentId
};

const paymentResponse = await client.createPayment(request);

Enduring/Recurring

If you already have an approved consent, you can run a Payment against that consent at the frequency as authorised in the consent.

const paymentRequest = {
    consentId: consentId,
    enduringPayment: {
        amount: {
            total: total,
            currency: AmountCurrencyEnum.NZD
        },
        pcr: {
            particulars: particulars,
            code: code,
            reference: reference
        }
    }
};

const paymentResponse = await client.createPayment(request);

Westpac

Westpac requires you to specify which account of the customers to debit.

The available selection of accounts is supplied to you in the consent response of an Authorised Westpac consent object, and the ID of the selected account in supplied here.

const paymentRequest = {
    consentId: consentId,
    accountReferenceId: accountReferenceId
};

const paymentResponse = await client.createWestpacPayment(request);

Retrieval

const payment = await client.getPayment(paymentId);

Refunds

Account Number Refund

const refundRequest = {
    type: RefundDetailTypeEnum.AccountNumber,
    paymentId: paymentId
}

const refundResponse = await client.createRefund(request);

Full Refund (Not yet implemented)

const refundRequest = {
    type: RefundDetailTypeEnum.FullRefund,
    paymentId: paymentId,
    pcr: {
        particulars: particulars,
        code: code,
        reference: reference
    },
    consentRedirect: redirectUri
}

const refundResponse = await client.createRefund(request);

Partial Refund (Not yet implemented)

const refundRequest = {
    type: RefundDetailTypeEnum.PartialRefund,
    paymentId: paymentId,
    pcr: {
        particulars: particulars,
        code: code,
        reference: reference
    },
    consentRedirect: redirectUri,
    amount: {
        total: total,
        currency: AmountCurrencyEnum.NZD
    }
}

const refundResponse = await client.createRefund(request);

Retrieval

const refund = await client.getRefund(refundId);

blink debit blinkpay blink paynow blink autopay

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@everything-registry/sub-chunk-1244

1.0.0

9 months ago